How to Negotiate Lower Credit Card Fees

Friday, June 17th, 2011

Many people don’t take advantage of the bargaining power you have as a credit card customer. Your credit card interest rate and annual fee are negotiable, with rates ranging across the board depending on your payment history, revolving debt and the amount you pay each month. Lowering your interest rate can save you hundreds of [...]

What Are Credit Card Rates?

Monday, April 18th, 2011

Credit card rates have always been an issue in applying for a credit card. These rates are what everyone should know before choosing a credit company from another. Shopping around for the best rates will give you the best deal.
For you to own a credit card, you should first know what are credit card [...]

Understanding The 0% Intro Rates Credit Cards

Saturday, April 9th, 2011

Just like there are a lot of flavors to ice cream or a great deal of genres in music and books, there are also a lot of types to choose from when it comes to credit cards. And because credit cards deal with money and finances, just the slightest variation can spell a whole lot [...]

The Truth About Low Rate Credit Cards

Monday, April 4th, 2011

Low rate credit cards or as some know them as low APR credit cards can be very great for those individuals that carry a balance forward every month. The problem is that most people that really need or want low rate credit cards are unable to receive one because most credit card companies will only [...]

The Lowdown on Low Interest Rate Credit Cards

Thursday, March 31st, 2011

Low interest rate credit cards are useful for those who carry their credit card balance forward every month. However, not all applicants for a low interest rate credit card actually manage to acquire one. The reason for this is that these cards require a good to excellent credit rating, which precludes many potential cardholders.
There is [...]

Small Business Credit Card – Keeping Business and Personal Separate

Thursday, March 24th, 2011

Small Business Credit Card – Keeping Business and Personal Separate
It can be a challenge for small businesses to acquire the proper funds they need to set up shop and/or to keep it running smoothly. It is also difficult to keep business and personal accounts separate and to build business credit. As a new business owner, [...]

Miles Credit Cards Strategies to Accumulate Miles

Monday, March 14th, 2011

Put simply, miles credit cards allow cardholders to earn points for every dollar charged on the card. The accumulated points can be redeemed for reduced or, in some instances, free airfare. There are many promotional offers and some cards offer more points than others. To entice the customer, certain miles credit cards offer no [...]

Mileage Credit Card Strategies For Using Your Miles

Wednesday, March 9th, 2011

A mileage credit card is practically identical to a frequent flyer credit card. Mileage cards gained popularity when the airlines companies, to gain customer loyalty and patronage, introduced mileage points on every flight that a customer would travel. Once a certain level of points is reached, they can be redeemed for free travel [...]

Lower Your Credit Card Interest Rates

Sunday, February 27th, 2011

When planning to eliminate your credit card debt, you need to find the lowest possible interest rate. Whether you have your current rates lowered or you transfer your balances to a different credit card, you will save money.
When you pay a lower interest rate more of your monthly payment goes towards the principal balance. This [...]

Low Rate Credit Cards – Choosing the Best Card

Monday, February 21st, 2011

Teaser rates offered on low rate credit cards are a boon to customers. Low APR credit cards are an ideal choice for customers who carry a steady monthly balance. With so many options, finding the right low APR credit card suited to your lifestyle could be a challenge. Yet, it is worth the effort because, [...]